I'm working on a story about whether a homeowner can make changes to their home insurance prior to a hurricane. I need guidance and a few comments from experts in the field (license insurance agents, financial advisors, insurance executives, etc.). I can ONLY use comments submitted by appropriate experts based in the United States. I cannot use comments that mention or promote a particular company or product. Please feel free to answer all of the following questions, or pick and choose as you like. Thank you for your help! Does homeowners insurance cover natural disasters? What kind of insurance covers a hurricane? Should I take pictures of the contents of my house before a hurricane? What should I document before hurricane season? (Should policyholders digitally back up important documents during hurricane season?) Can I get insurance right before a hurricane? How do natural disasters affect your home insurance rate? How do recent policy changes impact home insurance during hurricane season? (Have some insurers discontinued home insurance in some hurricane-prone areas?) How can I insure my property for excluded natural disaster events? What insurance changes should I make before hurricane season?

posted7/22/2025

deadline7/28/2025

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published9/23/2025