When something goes wrong — a delayed flight, lost luggage, or a sudden illness — travel insurance can be a lifesaver. But the difference between getting fully reimbursed and getting nothing often comes down to one thing: paperwork. Receipts, invoices, photos, confirmation emails — these are your lifeline. Think of it as channeling your inner accountant while on the road.
I want to explore best practices for documenting travel expenses and incidents, tools and strategies that make claims easier, and how diligent record-keeping can maximize your insurance payout instead of leaving you out of pocket.
From travelers, I'd love to know: What systems do you use to track expenses, receipts, and incidents while traveling? Apps, spreadsheets, photo logs, or other strategies? How has keeping organized records helped you successfully make a claim?
From experts: I’m looking for travel insurance claims adjusters, accountants, consumer advocates, and app developers who can offer tips on digital tools, filing techniques, or strategies to ensure documentation holds up when you need it most. What’s the smartest way to stay organized on the road and avoid hidden paperwork costs?