I'm working with ConsumerAffairs to write a buyers guide about personal loans with no credit checks.
I need US-based industry experts (e.g., certified financial planners, consumer lending executives, loan officers from banks/credit unions, representatives from CFPB, etc.) to share unique insights.
To be considered, please answer the following questions (all or the ones you can answer):
1. What are the typical requirements for qualifying for a no-credit-check loan? Are there any specific income or employment criteria? How can borrowers improve their chances of approval?
Here, it would be helpful to detail 1) Common eligibility criteria for no-credit-check loans 2) Tips for improving approval chances 3) Importance of income and employment stability
2. What are the advantages of no-credit-check loans? What are the potential drawbacks or risks? How do these loans compare to traditional loans?
Here, it would be helpful to detail 1) Benefits of no-credit-check loans for borrowers with poor credit 2) Risks associated with high-interest rates and fees 3) Comparison with traditional personal loans
3. What are some alternatives to no-credit-check loans? How do these alternatives compare in terms of cost and accessibility? Are there any options for building credit while borrowing?
Here, it would be helpful to detail 1) Overview of alternative lending options 2) Comparison of costs and benefits 3) Strategies for building credit while borrowing
4. How do no-credit-check loans affect credit scores?
5. What are the fees associated with no-credit-check loans like?
Finally, please provide:
1) your role/title, a link to your LinkedIn profile, company website, and company descriptor
2) a good email to follow up if needed (MUST be the source’s email)
IMPORTANT: We can’t accept/use AI-written responses, or responses you’ve already submitted elsewhere. Also, I’m not looking for surface-level information easily found online. These questions are meant more as a guide to get more nuanced, in-depth expertise from you :) Please share relevant common hypothetical scenarios or client experiences to back up answers.
posted6/16/2025
deadline6/19/2025
processing
published9/23/2025
Recently published by ConsumerAffairs
Looking for home warranty experts to weigh in on home warranties for older homes
I'm working with ConsumerAffairs to write an informative article about home warranties for older homes.
I need US-based industry experts (e.g., home warranty company execs, insurance agents who specialize in home warranties, real estate agents who frequently work with older homes, etc.) to share unique insights.
To be considered, please answer the following questions (all or the ones you can answer — but if short on time, PLEASE prioritize more detailed answers to a few over surface-level answers to all of them):
1. What factors should be considered when selecting a home warranty? How can homeowners ensure they choose the right plan for their needs?
Here, it would be helpful to detail the 1) Importance of reading the fine print and understanding coverage details 2) Tips for getting quotes and comparing providers
2. What does a home warranty cover for older homes? How does a home warranty differ from homeowners insurance?
Here, it would be helpful to detail the 1) Explanation of home warranty coverage for systems and appliances 2) Differences between home warranties and homeowners insurance 3) Limitations and exclusions for older systems or appliances
3. What are the advantages and disadvantages of having a home warranty for an older home? How does a home warranty provide financial protection?
Here, it would be helpful to detail the how/what/why of 1) Financial protection against unexpected repair costs 2) Peace of mind for homeowners with aging systems and appliances
4. How much is a home warranty for an older home, on average? What factors affect the quote a homeowner will get, and why?
Finally, please provide:
1) your role/title, a link to your LinkedIn profile, company website, and company descriptor
2) a good email to follow up if needed (MUST be the source’s email)
IMPORTANT: We can’t accept/use AI-written responses, or responses you’ve already submitted elsewhere. Also, I’m not looking for surface-level information easily found online. These questions are meant more as a guide to get more nuanced, in-depth expertise from you :) Please share relevant common hypothetical scenarios or client experiences to back up answers.
Thanks!